VHP Consultants

When you search for a “Health Insurance Broker in Florida” know that a VHP broker has done their research and are prepared to guide you to through all your options and not just the status quo.   

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Keith Giles

Founder, CEO and USAF Veteran

Keith’s entrepreneurial spirit has helped businesses strategically plan for a sustainable future in the Employee Benefits Marketplace. He specializes in maximizing potential tax and payroll savings under the Government Contracts Fringe Benefits program (Davis Bacon, Service Contracts and Living Wage Regulations).

VHP traditional and nontraditional Health Benefit platforms are consumer driven, cost effective, and compliant. The 325 Plan is his signature product and most popular among small business groups and startup companies.

Keith’s greatest enjoyment is helping Veterans understand how private and medicare health plans work together with their VA benefits. He speaks regular with Veteran Organizations around Florida as well as educating brokers and agents on the integration of VA benefits and Medicare.

Keith currently serves on the Board for the Space Coast Florida Association of Veteran Owned Businesses as their Membership Chair. He has also served as a Board member at the state and local level levels for the National Association of Health Underwriters.

He is an annual he speaker at Florida’s Medicare Summit and a guest host on the Seniors Helping Seniors Radio and TV show.

Keith also holds a Master’s degree in Aerospace and a Bachelor’s in computer science.

His favorite charities are Friends for Freddy a nonprofit animal rescue and Walk on Water a nonprofit horseback riding.

Contact Keith

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Pam Giles

Vice President, COO Florida Panhandle and USAF Veteran

Pam has extensive experience as a customer service representative, educator, advisor and researcher. Her caring spirit allows her to guide clients to a solution that meets their needs.

She specializes in servicing Medicare clients, assists individuals under 65 with the HealthCare Marketplace, and manages accounts and enrollments for groups and is a Certified Senior Provider.

Pam currently serves as the State Communication Chair for the Florida Association of Health Underwriters and is Program Chair for the Florida Association of Health Underwriters 2018 Medicare Summit.

She holds a Master’s degree in Special Education and a Bachelor’s in Social Psychology.

Pam assists in facilitating Next Chapter Book Club, a book club for adults with developmental disabilities. Her favorite charity is Friends for Freddy a nonprofit animal rescue.

Contact Pam

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Cheryl Bornemann

CFO and US Army Spouse

Cheryl has been in the health insurance and financial planning industry since 2004. She retired from the private sector after 20 years of dedicated service as a Customer Service Agent at Northwest Airlines.

Cheryl’s primary objective is to simplify Medicare and give clients the tools they need to enable them to make the best decisions that fit their individual needs.

Additionally, Cheryl assists individuals under 65; find health insurance either on or off the Marketplace exchange.

She is highly skilled in promoting client retention through exemplary quality service, team building, recruiting, and training of new agents to the company.

She is actively involved in Central Florida Association of Health Underwriters and the Co-Program Chair for the Florida Association of Health Underwriters 2018 Medicare Summit.

Cheryl has been a volunteer for Special Olympics for the past 14 years. She is also the coordinator for Next Chapter Book Club, a book club for adults with developmental disabilities.

Contact Cheryl