There is a lot of confusion around who is eligible for Medicare and how to enroll. If you are interested in learning more about the basics of Medicare, or the costs associated with “original” Medicare, check out our previous articles:
Medicare Part A Costs
Medicare Part B Costs
Most people are eligible for Medicare when they turn 65 and will be notified in the months approaching their birthday. In some cases you will be enrolled in Medicare automatically, and in other cases you need to apply.
If you are already getting Social Security retirement or disability benefits (or Railroad Retirement benefits) when you turn 65:
If you are not yet collecting retirement benefits:
Once you are enrolled you will get another package in the mail with an outline of your benefits and your medicare card.
There are two ways you can apply for Medicare or ask us:
Much like retirement in general, choosing the right health insurance coverage is a critical part of life, and often a tough decision. The decision can be extra difficult in the case of choosing a Medicare plan, since there is a lot of information, and different plan parts coverer different health care items. By working with a qualified agency of experts like Verus Health Partners, you will ensure you get the coverage you need.
Additionally, once you have made your Medicare Plan choice, it can be difficult to make a change. Unless you have a special election opportunity, you will need to wait till the Annal Enrollment Period (AEP) before changes can be made.
For those on an a fixed budget, finding a plan to fit their budget is crucial. By choosing the right level of coverage to start, you’ll know what you will be paying for and when, and avoid paying higher co-pays/coinsurance/or penalties.
At Verus Health Partners, we educate our clients. Our goal is to ensure you have the proper coverage for your situation. Contact us today to learn more about Medicare costs and how we can help you save money. Don’t just search online for how to enroll in medicare, work with the experts! You can follow us on Facebook for other helpful information.